Ghana Interbank Payment and Settlement Systems (GhIPSS)

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non bank financial institutions in Ghana.

In line with its mandate, GhIPSS has implemented and currently manages the National Switch and Biometric Smart Card Payment System, e-zwich and the Cheque Codeline Clearing (CCC) and Automated Clearing House (GACH) systems. The former switches and settles automated banking and payment transactions while the latter systems handle the electronic clearing of cheques and the processing and settlement of bulk debit and credit transfers between banks.

GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 certification .

  • Current News & Events
    • new
      Value of GhIPSS transactions hits GH¢ 174.5bn
      The Ghana Interbank Payment and Settlement Systems Ltd (GhIPSS) has witnessed consistent growth in the value.... read more»
    • new
      E-zwich patronage grew by 140% in 2016
      The use of the biometric smart card, e-zwich, experienced exponential growth last year after series of mechanisms... read more»
    • new
      Foreign remittance to bank accounts and e-zwich cards now a reality in Ghana
      Recipients of foreign remittance can now opt to have the money paid directly to their bank account.... read more»
    • new
      Six government programmes use e-zwich for transparency
      Some six government social interventions and programmes have since June adopted e-zwich.... read more»
    • new
      Banks need standards to deepen fight against electronic fraudsters
      The Chief Executive Officer of Ghana Interbank Payment and Settlement System (GhIPSS) ... read more»
    • new
      Patronage for Express Clearing of cheques up 80 per cent
      Patronage of people opting for express clearing of cheques has gone up by almost 80 per cent ... read more»
    • new
      LEAP Secretariat to make 43rd Cycle payments in August
      The Livelihood Empowerment Against Poverty (LEAP) Programme, will commence its... read more»
    • new
      GhIPSS to host Instant Pay User engagement
      The Ghana Interbank Payment and Settlement Systems (GhIPSS) will on Thursday ... read more»

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