Ghana Interbank Payment and Settlement Systems (GhIPSS)

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non bank financial institutions in Ghana.

In line with its mandate, GhIPSS has implemented and currently manages the National Switch and Biometric Smart Card Payment System, e-zwich and the Cheque Codeline Clearing (CCC) and Automated Clearing House (GACH) systems. The former switches and settles automated banking and payment transactions while the latter systems handle the electronic clearing of cheques and the processing and settlement of bulk debit and credit transfers between banks.

GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 certification within two years of commencement of business.

  • Current News & Events
    • new
      e-zwich helps flush out 35,000 ghost names from payroll ůsaves Gov't GH¢146m
      The implementation of the e-zwich payment system last year by the Ghana National Service Scheme .... read more»
    • new
      Government urged to use e-zwich platform for salaries
      Government could save much money if it takes the bold step to pay workers on its payroll via the e-zwich platform, Mr. Archie Hesse... read more»
    • Domestic debit cards to bear gh-link logo
      As part of efforts to inform the public about the wide access that gh-link provides for bank customers all domestic cards... read more»
    • GhIPSS to drive e-bills payment this year
      The Ghana Interbank Payment and Settlement Systems (GhIPSS) has outlined e-bills payment as one key areas it will be... read more»
    • Banks urged to adopt Direct Debit payment system
      Dr. Henry Kofi Wampah, Governor of the Bank of Ghana, has urged banks to adopt the Direct Debit payment... read more»
    • Cheques still leading mode of payment
      Payment through cheques remain the most widely used medium of exchange and mode of payment... read more»

    Top