e-zwich is the brand name for the National Switch and Smart card payment system. The e-zwich payment system is an innovative method for improving accessibility to banking and retail services in Ghana. The e-zwich system offers Deposit Taking Financial Institutions (i.e. Universal Banks, Savings and Loans and Rural banks) a platform that enables them to interoperate, and therefore enable e-zwich cardholders of any of these banks to perform both banking and retail transactions at the outlets of any other e-zwich financial institution.
As an e-zwich cardholder, you have available to you a large group of banks and their branches where your e-zwich transactions can be performed. It is therefore no more necessary to commute to a specific bank just to do banking transactions. The e-zwich smart-card is currently the only card in Ghana that provides the convenience of nationwide access as well as greater control over transactions for cardholders, retail merchants and other corporate users.
