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08.00 to 17.00 Monday to Friday

#23, Seventh Avenue Ridge West P.M.B. GPO Accra-Ghana

Head Office +233 30 261 0800

GACH refers to the Ghana Automated Clearing House. This is the medium used to transfer funds between bank accounts. GACH can be used to handle bulk or single electronic credit and debit of funds and requires no images. There are two types of ACH transfers namely ACH Direct Credit and ACH Direct Debit.

GACH Direct and Credit and Ciredt Debit Clearing Times

TRANSACTION TYPE SESSION NUMBER OPEN CLOSE

ACH Direct Credit
PRESENTMENT

SESSION 2 18:00
(PREVIOUS DAY)
10:00
(NEXT DAY)

ACH Direct Credit Returns

SESSION 4 14:00 16:00

ACH Direct Debit
PRESENTMENT

SESSION 7 18:00
(PREVIOUS DAY)
10:00
(NEXT DAY)

ACH Direct Debit Returns

SESSION 8 14:00 16:00

Express Direct Credit
PRESENTMENT

SESSION 12 11:00 12:00

Express Direct Credit Returns

SESSION 13 13:00 14:00
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