Ghana Interbank Payment and Settlement Systems (GhIPSS)

The Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is a wholly owned subsidiary of the Bank of Ghana. It was incorporated in May 2007 with a mandate to implement and manage interoperable payment system infrastructures for banks and non bank financial institutions in Ghana.

In line with its mandate, GhIPSS has implemented and currently manages the National Switch and Biometric Smart Card Payment System, e-zwich and the Cheque Codeline Clearing (CCC) and Automated Clearing House (GACH) systems. The former switches and settles automated banking and payment transactions while the latter systems handle the electronic clearing of cheques and the processing and settlement of bulk debit and credit transfers between banks.

GhIPSS is committed to maintaining very high standards of excellence, reliability, integrity, and timeliness for all its infrastructure. These standards have enabled GhIPSS to attain ISO27001 certification within two years of commencement of business.

  • Current News & Events
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      10 billion Ghana cedis of interbank transfers through ACH Direct Credit in 2015
      About 10.3 billion cedis worth of interbank payments were done through ACH Direct Credit from... read more»
    • Paying school feeding caterers on e-zwich begins
      Government, in financing the Ghana School Feeding Programme, has started paying caterers through e-zwich... read more»
    • Construction firms urged to pay workers with e-zwich
      Construction firms are being encouraged to explore the option of using e-zwich to pay their workers... read more»
    • GhIPSS launches two payment services
      Ghana Interbank Payment and Settlement Systems (GhIPSS) on Wednesday launched two major payment services... read more»
    • ESICH Life Assurance adopts e-zwich to collect premium
      ESICH Life Assurance is using e-zwich as one of its mode of collecting premiums from more»
    • GhIPSS declares NSS payroll 90% clean
      The Ghana Interbank Payment and Settlement Systems (GhIPSS) is confident the payroll more»
    • Unpaid service allowance due to record errors
      The National Service Secretariat has citing errors such as incomplete records and more»
    • Civil servants to be paid via biometric e-zwich next year
      The Controller and Accountant- General´s Department is expected to commence the payment... read more»
    • Change in Mode of Payment of Allowances to National Service Personnel
      Accra, Ghana - Thursday 27th November 2014: The National Service Scheme (NSS) has announced... read more»
    • Cheques transactions shoot up to GH¢73 billion
      The value of transactions in the economy conducted through the use of normal cheques went up by 32.39 per cent... read more»
    • NSS receives e-zwich devices for payment of allowances
      The National Service Scheme (NSS), has taken delivery of 230 Point of Sale Terminal e-zwich device to facilitate... read more»